SAVINGS ACCOUNTS/CERTIFICATES OF DEPOSIT

We offer the following savings account options to help you maximize your financial savings goals:

Regular Savings Account*
  • Minimum balance to open account is $200
  • Minimum balance to avoid service charges is $200
  • If balance falls below the minimum during any day of the monthly cycle, a service charge of $3 will apply
  • Transfers from a savings account to another account or to third parties, by preauthorized or automatic transfer or telephone order or instruction, or by check, draft or debit card are limited to six per month
Savings 101*

This Savings Account is designed for individuals ages 18 and younger

  • Minimum balance to open account is $10
  • No monthly service charges
  • At age 19, the account will be converted to a regular savings account
  • Transfers from a savings account to another account or to third parties, by preauthorized or automatic transfer or telephone order or instruction, or by check, draft or debit card are limited to six per month
Certificates of Deposit**

Designed to fit your specific needs. A wide variety of maturity terms are offered ranging from 3 months to 36 months.
* Savings investments compute interest based on the average daily balance method.
**Federal regulations require a penalty for early withdrawal.

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