Advantage Checking Account

• Minimum balance to open account is $25
• No monthly service fees
• Item images will not be returned with statement
• Unlimited check writing
• Non-interest bearing account

Now Checking Account*

• Minimum balance to open account is $500
• Minimum balance to waive service charges is $500
• If the balance falls below the minimum during any day of the monthly cycle, a service charge of $7 will apply, along with a per debit fee of $ .15 for each debit transaction
• Interest bearing account

Regular Checking Account

• Minimum balance to open account is $100
• Minimum balance to waive service charges is $300
• If the balance falls below the minimum during any day of the monthly cycle, a service charge of $4 will apply, along with a per debit fee of $ .15 for each debit transaction
• The minimum balance, and subsequent service charges, do not apply to senior citizens (age 55 and above) and customers with direct deposits
• Non-interest bearing account

Checking Plus

Checking Plus is a product offered to checking account customers** whereby a set line of credit is combined with the customer’s account. Checks drawn on insufficient funds are paid from this set line of credit rather than being returned to the presenter.